In everyday life, shopping needs can be considered to be one of the most absolute thing fulfilled. Especially when you have a family, of course you are required to be able to live frugally with “smart shopping”. What is smart shopping? It can be interpreted as shopping needs goods in the most efficient way so get what you want without having to spend a lot of money, or in other words sparingly shop.
This is very important to do, because smart shopping will help us provide more space for money to be used in other sectors that are urgent. Related to this discussion, what the hell should be done in order to spend smart? There are several things that must be done. Here is the review:
1. Create a Shopping List
This is the first thing you should do before shopping. Before going to supermarket or market, make a list of items to be purchased. The goal is clear, by creating the list, you will avoid buying unnecessary items and instead forget not to buy the items needed.
Try, the list starts from the most important item first, then continue on the goods that are trivial or can be anticipated. The goal is the same as mentioned above, in order to avoid buying unnecessary items.
2. Bring a Budget Fit According to Need
When you start shopping, do not bring too much money in the wallet. Bring enough money in accordance with the shopping list that has been made. What if the price goes up? Please just bring more money just in case, but the amount is not more than 10% compared to the estimated total value of shopping.
The purpose of this is so you can focus on meeting the main needs that have been made in the shopping list first. Later when there is a rest, no matter if want to wear it again or not. In addition, bringing a lot of money can also provoke a crime.
3. Avoid Payments With Credit Or Debit Card
Associated with number 2, we advise you to pay with cash. Why is that? Because when paying by credit card and debit card, it will allow you to spend more to add an existing spending plan.
If the security reason is a consideration, you may carry an ATM card with a limited balance. However, this ATM card is special, just for shopping.